*Calculated at 9.0% interest with a 15% down payment and a 20 year term. Rates range from 8.8 – 13% for approved buyers based on credit history and other factors. Estimated monthly payment does not include sales tax, delivery fee, or skirting. Sales tax, delivery fees, and skirting costs will vary by state. Additionally, monthly payment does not include insurance, registration fees, or property taxes.